Los Angeles Chargers @ Baltimore Ravens 11/16/2026
Monday night brings two teams in need of a reset to M&T Bank Stadium. The Baltimore Ravens are 4-5 and have dropped four straight, while the Los Angeles Chargers enter at 0-8 after five consecutive losses. Baltimore has the stronger record and home-field advantage, but it also has major questions at quarterback: with Lamar Jackson and Tyler Huntley unavailable, Jacoby Brissett is expected to start.
The Chargers have their own key uncertainty. Justin Herbert is listed as questionable with a finger injury, and his protection has been a major concern after he was sacked eight times last week. Baltimore is favored, but these teams’ recent struggles make the total worth a close look, too. Our leans: Ravens to win, Ravens -4, and over 38.5 points.
Is the spread worth laying? Compare NFL betting odds across game lines and totals before settling on your play.
Our 3 betting predictions for Los Angeles Chargers @ Baltimore Ravens
Tip 1: Over 38.5 points — best odds: -104
Neither offense arrives with a clean bill of health, but this number leaves room for a modest scoring night to clear the bar. Baltimore has averaged 21 points per game through nine games, while Los Angeles has averaged about 15.1 through eight. Those season averages add up to roughly 36.1, below the posted total, so the over is not a sure thing. The case for it is that both teams have shown defensive and game-management vulnerabilities, and the Chargers’ Houston loss still featured 22 points despite a rough day for Herbert and the offensive line.
There are real risks: Baltimore’s quarterback situation is unsettled, and the Chargers have gone under in six of their last eight games. Still, if Herbert plays and Brissett can give Baltimore a functional passing game, a few scoring drives plus field goals could put this over the line. Betting tip: Over 38.5 points at -104.
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Tip 2: Baltimore Ravens moneyline — best odds: -189
The Ravens have lost four in a row, but they still come into this matchup with a 4-5 record against a Chargers team that has yet to win. Baltimore has also won four of the last five meetings between these teams. The home setting matters, and the Ravens’ ground game gives them a possible way to manage the game while Brissett settles in.
The quarterback situation prevents this from being a high-confidence pick. Brissett is expected to start, but Baltimore’s recent results underline how much it needs more dependable offense. Even so, the Chargers have struggled to protect Herbert and have a turnover differential of minus seven. We give Baltimore a 65% win probability, equivalent to fair odds of about -186; the listed price is close to that estimate. Betting tip: Ravens moneyline at -189.
Tip 3: Baltimore Ravens -4.0 — best odds: -114
Laying four points asks Baltimore to win by at least five, so this spread carries more risk than the moneyline. The Ravens’ season scoring margin is negative, and their recent losses show that a better record does not guarantee a comfortable result. But the Chargers have lost all eight games and have been especially vulnerable when their protection breaks down. Herbert was sacked eight times in the 44-22 loss to Houston, and the team’s latest three games have all ended in losses.
If Brissett can avoid turnovers and Baltimore gets production from its running game, the Ravens have a credible route to covering at home. This pick depends on the Chargers not getting a major boost from a healthy Herbert and improved line play. Betting tip: Ravens -4.0 at -114.
Team Statistics: Baltimore Ravens’ home opportunity
Baltimore is 4-5 overall, with a .444 win percentage. The Ravens are 1-3 at home and 3-2 on the road according to the match data. They have scored 189 points and allowed 236 through nine games, an average of 21.0 points scored and 26.2 allowed per game. That minus-47 scoring difference points to a team that has struggled to close out games, not just one dealing with bad luck.
The latest result was a 33-10 home loss to Jacksonville. Baltimore has lost four straight, and it has been outscored 68-3 after halftime over a three-game stretch as of the Bills game. Lamar Jackson is on injured reserve, and Tyler Huntley is also unavailable, leaving Jacoby Brissett as the expected starter. In the 36-10 loss at Buffalo, Baltimore’s quarterbacks combined for limited production after Jackson left on the opening snap; Derrick Henry had 53 rushing yards and a touchdown on 11 carries.
The available scoring totals offer a clear snapshot: the Ravens’ defense has allowed 26.2 points per game, while the offense has averaged 21.0. Baltimore has recorded four interceptions, 24th in the league according to the supplied notes.
Team Statistics: Chargers searching for a first win
Los Angeles is 0-8, has a 0% win percentage. The Chargers are 0-4 on the road and 0-4 at home in the match data. They have scored 121 points and allowed 219, which works out to 15.1 points scored and 27.4 allowed per game. Their minus-98 scoring difference is the more troubling headline: the team has been giving up almost twice as many points as it scores.
The Chargers’ most recent result was a 44-22 home loss to Houston. They have lost five straight and are 0-7-1 against the spread, according to the supplied betting snapshot. Herbert’s season line is 1,591 passing yards, six touchdowns and 11 interceptions; that averages 198.9 passing yards and 0.75 passing touchdowns per game over eight games. His 31 sacks taken are the second most in the league in the supplied notes, a major warning sign against a Baltimore defense that can take advantage of protection problems.
Omarion Hampton has 369 rushing yards on 102 carries, or about 46.1 rushing yards per game across eight games, with three touchdowns. Los Angeles has also recorded seven interceptions, listed eighth in the league. The Chargers scored 22 against Houston, but the offense had been dealing with a long touchdown drought before that game. With Herbert questionable and Ladd McConkey’s status unconfirmed, the passing game’s ceiling remains difficult to gauge.
Key player statistics, momentum and external factors
The biggest variable is quarterback health. Herbert is questionable with a left middle-finger injury, though his imaging was negative and Jim Harbaugh expects him to be available. McConkey also needs monitoring after back spasms kept him out against Houston. For Baltimore, Jackson is on IR and Huntley is out for the season; Brissett is expected to start. He threw for 277 yards and a touchdown for Arizona in a Week 1 win over the Chargers, but this is a different team and situation. Baltimore also has questions around safety Kyle Hamilton and cornerback Nate Wiggins. Confirm final practice reports and Monday inactives before betting. The supplied trend snapshot lists the Chargers under in six of eight games and the Ravens over in five of nine.
Last direct match: Baltimore Ravens vs. Los Angeles Chargers
Baltimore won the last meeting, 30-23, as the away team. Across the last five matchups, the Ravens hold a 4-1 edge. That history favors Baltimore, though the current quarterback absences make this meeting its own challenge.
Performance last 5 matches
Baltimore is 1-4 across its last five games and has lost four straight, most recently 33-10 to Jacksonville. Los Angeles is 0-5 over its last five, including a 44-22 loss to Houston. Both teams arrive with momentum working against them, but Baltimore has the better season record and home-field advantage.
TrustnBet Tips summed up
Our three picks are Over 38.5 points, Ravens moneyline, and Ravens -4.0. The moneyline is the more cautious Baltimore play, while the spread offers a better return if the Ravens can turn their home advantage into a win by at least five. The total is a separate lean: the season scoring averages alone fall short of 38.5, but Herbert’s availability and Baltimore’s defensive struggles create a path to a higher-scoring game. The key is the late injury news—especially at quarterback and in Baltimore’s secondary—so check the final status updates before locking in any price.
